insuranceNEWS.com.au has recently reported about a spate of fires linked to do-it-yourself renovations.
If you are doing renovations yourself, be aware that insurers may not pay out for claims arising from faulty workmanship.
Badly installed chimneys have been linked to three fires in Melbourne and the fire brigade have urged residents to check their flues.
Some policies contain total exclusions for faulty workmanship, whilst others provide cover for the resultant damage and some now include exclusions if you don’t have the proper council approvals.
It pays to check your policy wording thoroughly before carrying out any do-it-yourself renovations.