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Cyber Liability / Hacking

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Cyber Liability / Hacking

The best way to explain this policy is that it has been been specifically designed by the insurance industry to protect against the exposures that arise from Computer Hacking.

The most common events that give rise to claims are Hacking Attacks that usually lead to Breaches of Privacy, inadvertent installation of Ransom Ware on your computers, lost or stolen potable devices that lead to loss of data, breaches of privacy or hacking.

Most policies provide cover for;


  • the costs of claims by third parties (usually customers) for failing to keep data secure;
  • your direct costs to respond to a breach, such as IT Forensic Costs, Credit Monitoring, Public Relations Expenses and Extortion Costs;
  • Business Interruption