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Management Liability

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Management Liability

Management Liability policies are a broader version of Directors & Officers Liability policies and have have been designed to cover the liabilities of private companies.

Most private companies insure their business assets or protect themselves from Public & Products Liability claims, but do not insure their management exposures.

Directors’ and/or Officers’ of private companies are exposed to personal financial liability arising from claims or allegations of wrongful conduct (mismanagement of the business), whilst discharging their duties. There are approximately 700 laws that impose duties on Directors’ and Officers'(e.g. the Corporations Act, Workers Compensation and OH&S Acts, Consumer Protection Legislation, etc.). Personal liabilities may also arise at common law.

Cover is usually provided for;


  • Directors & Officers Liability/Company Reimbursement;
  • Entity Liability;
  • Employment Practices Liability;
  • Trustee Liability;
  • Crime/Fidelity Guarantee;
  • Taxation Investigation;
  • Statutory Liability;
  • Cyber Liability is now a common extension.