Workers compensation insurance is compulsory in all states and territories in Australia where you have employees, subject to the cross border provisions of the various legislation.
Generally if your employees live and work in a state or territory, you will be required to have a policy in that state or territory.
In Western Australia, it may also be compulsory to have a policy even if you only employ sub-contractors.
With different legislation, in each state and territory, navigating the various legislative requirements can be a mine field.
We can work with you to review your business and your contractual requirements to ensure that any additional extensions required by your contracts are provided by the policy.
In Western Australia – Working Directors of Private Companies can choose not to be insured or opt-out. Directors of Public Companies cannot be insured and the company will need to consider purchasing a Personal Accident policy instead.